Citsystate Savings Bank offers various loan packages with LOW interest rates. We assure our customers fast processing time by our professional and qualified loan specialists. We work closely with you in choosing the proper financing package suitable to your individual needs and circumstances we want to make borrowing, quick and easy on your budget.

Purchase a brand new vehicle of your choice at affordable terms and payment options with fast approval time.

Features and Benefits

• Low initial down payment of 30%
• Flexible terms from 1 year up to maximum of 3 years
• Fast approval time
• Low interest rates
• Flexible and convenient payment terms

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Businesses need the opportunity to grow and Citystate savings bank offer loan packages suitable to your every need. Whether you need additional working capital or have seasonal cash requirements, our business loans provide the kind of payment terms and flexibility you are looking for.

Features and Benefits

• Flexible terms depending on your requirements
• High appraisal value of collaterals
• Fast processing time
• Low interest rates
• Flexible and convenient payment terms
• Automatic debit options

Collateral Requirements

1. Photocopy of Transfer of Certificate of Title (TCT)
2. Location plan with vicinity map
3. Photocopy of latest Tax Declaration on land and building improvement
4. Photocopy of Real Estate Tax Receipt of the current year
5. Original copy of Tax Clearance of Certificate of non-delinquency in payment of realty tax for the current year

Documentary Requirements

Individual

1. Latest 2x2 picture of applicant and borrower
2. If employed (for both applicant and borrower)
1. Certificate of employment and compensation
2. ITR for the last three (3) years
3. Photocopy of a valid ID with authorized signatory
4. Bank Statement / passbook entries within the last three (3) Months
3. If self employed
1. Certificate of business registration with DTI
2. Mayors permit
3. Bank Statement / passbook entries within the last three (3) Months
4. Audited Financial Statements and ITR for the last three (3) years

Corporate

1. SEC Certificate of Registration
2. Articles of Incorporation and by-laws
3. Audited Financial Statements and ITR for the last three (3) years
4. Bank Statement / passbook entries within the last three (3) Months
5. Board Resolution or Secretary’s Certificate authorized signatories to transact with the bank
6. Designated authorized signatories

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Get INSTANT cash when you pawn your jewelry with Citystate Savings Bank at a very low monthly interest rates from ONE to TWO percent. It is a quick, convenient and fastest source of cash for consumers who need cash instantly. Use the money exchanged with your jewelry to pay for credit card balances, personal loans, tuition or immediate house repairs.

Exchange your diamonds, gold, and other precious stones and metals for CASH.

Features and Benefits

• Ready cash in minutes upon inspection of our trained jewelry appraisers
• Term of the loan is on a 90 day basis with an unlimited option for renewals
• Minimum loan amount of P300 with no maximum loan amount
• No advance interest
• No guarantor needed
• High appraisal of your jewelry
• Transactions are private and confidential
• Your jewelry protected by our bank’s security system

Visit the following branches for your instant jewelry needs: Head Office -Shaw Boulevard; Baclaran, Chino Roces, Pasay, Mabini and Baliuag.

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This is a multipurpose short term loan which coincides with the maturity of your existing deposits/placements with the bank. Which may be used for personal or business purpose.

Features and Benefits

• Loan is co-terminus with the term of the deposit

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Immediate credit of checks for local or regional clearing deposited to borrower's account with the bank. The proceeds become readily available without having to wait for the prescribed normal clearing period for local or regional clearing.

Features and Benefits

• Instant credit of checks to the depositors account.

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